SOC 13-2041
Credit Analysts
Risk Score
โ ๏ธ76/100
High Risk
US Employment
๐ฅ67,370
Total workers
Median Wage
๐ฐ$81K
$53K โ $169K
Projected Growth
๐-4.4%
2023-2033 (BLS)
GenAI Exposure
๐ค95/100
High exposure
๐ก Credit Analysts face a risk score of 76/100 โ 32 points above the national average of 44. With 95/100 GenAI exposure, this occupation faces significant pressure from AI tools despite weak projected growth. See our methodology โ
๐ก Workers in this field earn $81K ($35K above the national median). The 3 recommended career transitions all maintain competitive wages while reducing automation exposure. Explore transition paths โ
๐ AI Impact Analysis
With a risk score of 76/100, Credit Analysts faces significant automation pressure. Key threats include automated financial reporting and reconciliation and ai credit scoring and underwriting models. The 67,370 Americans in this role should actively develop skills in navigating regulatory ambiguity and compliance judgment and stakeholder management in complex organizational settings to remain competitive. Workers who proactively adapt will find new opportunities even as traditional tasks are automated.
Will AI Replace Credit Analysts?
Read our full analysis with verdict, risk factors, safe tasks, and career transition paths โ
โ ๏ธ Top Risk Factors
Automated financial reporting and reconciliation
AI credit scoring and underwriting models
AI-generated written content replacing manual drafting
Chatbot displacement of customer-facing interactions
Generative AI producing marketing and creative copy
๐ก๏ธ Tasks Safe from Automation
Navigating regulatory ambiguity and compliance judgment
Stakeholder management in complex organizational settings
Ethical judgment in fiduciary and advisory roles
๐ Task Automation Breakdown
Based on O*NET task analysis and GenAI exposure scoring. Shows the estimated proportion of this occupation's core tasks that are automatable by current AI, augmented by AI tools, or require essential human skills.
๐ O*NET Task Profile
Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
Generate financial ratios, using computer programs, to evaluate customers' financial status.
Prepare reports that include the degree of risk involved in extending credit or lending money.
Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.
๐ป Technology Skills
Information retrieval or search software
Financial analysis software
Document management software
Content workflow software
Office suite software
๐ Key Knowledge Areas
Economics and Accounting
Mathematics
English Language
Law and Government
Administrative
๐ vs National Average
National avg: $46K
National avg: 44/100
National avg: 38/100
National avg: 3.7%
๐ Career Transition Paths
| Occupation | Risk | Wage | Overlap |
|---|---|---|---|
| Advertising, Marketing, Promotions, Public Relations, and Sales Managers | 16 | $145K | 65% |
| Lawyers, Judges, and Related Workers | 17 | $144K | 63% |
| Education Administrators, All Other | 21 | $89K | 55% |