70
/100

SOC 13-1031

Claims Adjusters, Examiners, and Investigators

High RiskFrey/Osborne: 98.0%

Risk Score

โš ๏ธ

70/100

High Risk

US Employment

๐Ÿ‘ฅ

305,020

Total workers

Median Wage

๐Ÿ’ฐ

$77K

$48K โ€“ $112K

Projected Growth

๐Ÿ“ˆ

-5.1%

2023-2033 (BLS)

GenAI Exposure

๐Ÿค–

87/100

High exposure

How we calculate these numbers โ†’

๐Ÿ’ก Claims Adjusters, Examiners, and Investigators face a risk score of 70/100 โ€” 26 points above the national average of 44. With 87/100 GenAI exposure, this occupation faces significant pressure from AI tools despite weak projected growth. See our methodology โ†’

๐Ÿ’ก Workers in this field earn $77K ($30K above the national median). The 3 recommended career transitions all maintain competitive wages while reducing automation exposure. Explore transition paths โ†’

๐Ÿ” AI Impact Analysis

With a risk score of 70/100, Claims Adjusters, Examiners, and Investigators faces significant automation pressure. Key threats include ai-generated written content replacing manual drafting and ai-driven fraud detection replacing manual review. The 305,020 Americans in this role should actively develop skills in ethical judgment in fiduciary and advisory roles and crisis financial decision-making under uncertainty to remain competitive. Workers who proactively adapt will find new opportunities even as traditional tasks are automated.

Will AI Replace Claims Adjusters, Examiners, and Investigators?

Read our full analysis with verdict, risk factors, safe tasks, and career transition paths โ†’

โš ๏ธ Top Risk Factors

1

AI-generated written content replacing manual drafting

2

AI-driven fraud detection replacing manual review

3

Generative AI producing marketing and creative copy

4

AI-powered research and literature review tools

๐Ÿ›ก๏ธ Tasks Safe from Automation

โœ“

Ethical judgment in fiduciary and advisory roles

โœ“

Crisis financial decision-making under uncertainty

โœ“

Stakeholder management in complex organizational settings

๐Ÿ“Š Task Automation Breakdown

Based on O*NET task analysis and GenAI exposure scoring. Shows the estimated proportion of this occupation's core tasks that are automatable by current AI, augmented by AI tools, or require essential human skills.

๐Ÿ“‹ O*NET Task Profile

โ€ข

Examine claims forms and other records to determine insurance coverage.

โ€ข

Analyze information gathered by investigation and report findings and recommendations.

โ€ข

Pay and process claims within designated authority level.

โ€ข

Investigate, evaluate, and settle claims, applying technical knowledge and human relations skills to effect fair and prompt disposal of cases and to contribute to a reduced loss ratio.

โ€ข

Verify and analyze data used in settling claims to ensure that claims are valid and that settlements are made according to company practices and procedures.

๐Ÿ’ป Technology Skills

โ€ข

Computer aided design CAD software

โ€ข

Enterprise resource planning ERP software

โ€ข

Document management software

โ€ข

Internet browser software

โ€ข

Financial analysis software

๐ŸŽ“ Key Knowledge Areas

โ€ข

Customer and Personal Service

โ€ข

English Language

โ€ข

Administrative

โ€ข

Mathematics

โ€ข

Computers and Electronics

๐Ÿ“Š vs National Average

Median Wage$77K
+$30K

National avg: $46K

Risk Score70/100
+26

National avg: 44/100

GenAI Exposure87/100
+49

National avg: 38/100

Projected Growth-5.1%
-8.8%

National avg: 3.7%

๐Ÿ”„ Career Transition Paths

OccupationRiskWageOverlap
Advertising, Marketing, Promotions, Public Relations, and Sales Managers16$145K53%
Lawyers, Judges, and Related Workers17$144K51%
Business Operations Specialists28$80K84%