SOC 13-2071
Credit Counselors
Risk Score
โ ๏ธ38/100
Moderate
US Employment
๐ฅ28,110
Total workers
Median Wage
๐ฐ$50K
$39K โ $78K
Projected Growth
๐+3.3%
2023-2033 (BLS)
GenAI Exposure
๐ค95/100
High exposure
๐ก Credit Counselors face a risk score of 38/100 โ 6 points below the national average of 44. With 95/100 GenAI exposure, this occupation faces significant pressure from AI tools despite strong projected growth. See our methodology โ
๐ก Workers in this field earn $50K ($4K above the national median). The 3 recommended career transitions all maintain competitive wages while reducing automation exposure. Explore transition paths โ
๐ AI Impact Analysis
With a risk score of 38/100, Credit Counselors faces moderate automation pressure. While tasks like robotic process automation for accounting workflows are increasingly handled by AI, the role retains significant human elements. The 28,110 workers in this occupation should focus on strengthening skills in ethical judgment in fiduciary and advisory roles and navigating regulatory ambiguity and compliance judgment to stay ahead. The role will likely evolve rather than disappear.
Will AI Replace Credit Counselors?
Read our full analysis with verdict, risk factors, safe tasks, and career transition paths โ
โ ๏ธ Top Risk Factors
Robotic process automation for accounting workflows
AI credit scoring and underwriting models
Generative AI producing marketing and creative copy
๐ก๏ธ Tasks Safe from Automation
Ethical judgment in fiduciary and advisory roles
Navigating regulatory ambiguity and compliance judgment
Strategic advisory requiring deep client relationship knowledge
Crisis financial decision-making under uncertainty
๐ Task Automation Breakdown
Based on O*NET task analysis and GenAI exposure scoring. Shows the estimated proportion of this occupation's core tasks that are automatable by current AI, augmented by AI tools, or require essential human skills.
๐ O*NET Task Profile
Calculate clients' available monthly income to meet debt obligations.
Explain services or policies to clients, such as debt management program rules, advantages and disadvantages of using services, or creditor concession policies.
Create debt management plans, spending plans, or budgets to assist clients to meet financial goals.
Prioritize client debt repayment to avoid dire consequences, such as bankruptcy or foreclosure or to reduce overall costs, such as by paying high-interest or short-term loans first.
Assess clients' overall financial situations by reviewing income, assets, debts, expenses, credit reports, or other financial information.
๐ป Technology Skills
Network conferencing software
Financial analysis software
Data base user interface and query software
Electronic mail software
Information retrieval or search software
๐ Key Knowledge Areas
Customer and Personal Service
English Language
Mathematics
Administrative
Education and Training
๐ vs National Average
National avg: $46K
National avg: 44/100
National avg: 38/100
National avg: 3.7%
๐ Career Transition Paths
| Occupation | Risk | Wage | Overlap |
|---|---|---|---|
| Advertising, Marketing, Promotions, Public Relations, and Sales Managers | 16 | $145K | 69% |
| Lawyers, Judges, and Related Workers | 17 | $144K | 67% |
| Business Operations Specialists | 28 | $80K | 80% |