52
/100

SOC 13-2052

Personal Financial Advisors

ElevatedFrey/Osborne: 58.0%

Risk Score

โš ๏ธ

52/100

Elevated

US Employment

๐Ÿ‘ฅ

270,480

Total workers

Median Wage

๐Ÿ’ฐ

$102K

$50K โ€“ $0

Projected Growth

๐Ÿ“ˆ

+9.6%

2023-2033 (BLS)

GenAI Exposure

๐Ÿค–

81/100

High exposure

How we calculate these numbers โ†’

๐Ÿ’ก Personal Financial Advisors face a risk score of 52/100 โ€” 8 points above the national average of 44. With 81/100 GenAI exposure, this occupation faces significant pressure from AI tools despite strong projected growth. See our methodology โ†’

๐Ÿ’ก Workers in this field earn $102K ($56K above the national median). The 3 recommended career transitions all maintain competitive wages while reducing automation exposure. Explore transition paths โ†’

๐Ÿ” AI Impact Analysis

With a risk score of 52/100, Personal Financial Advisors faces moderate automation pressure. While tasks like algorithmic trading and ai portfolio management are increasingly handled by AI, the role retains significant human elements. The 270,480 workers in this occupation should focus on strengthening skills in crisis financial decision-making under uncertainty and stakeholder management in complex organizational settings to stay ahead. The role will likely evolve rather than disappear.

Will AI Replace Personal Financial Advisors?

Read our full analysis with verdict, risk factors, safe tasks, and career transition paths โ†’

โš ๏ธ Top Risk Factors

1

Algorithmic trading and AI portfolio management

2

AI-powered research and literature review tools

3

Robotic process automation for accounting workflows

4

Generative AI producing marketing and creative copy

๐Ÿ›ก๏ธ Tasks Safe from Automation

โœ“

Crisis financial decision-making under uncertainty

โœ“

Stakeholder management in complex organizational settings

โœ“

Ethical judgment in fiduciary and advisory roles

โœ“

Strategic advisory requiring deep client relationship knowledge

๐Ÿ“Š Task Automation Breakdown

Based on O*NET task analysis and GenAI exposure scoring. Shows the estimated proportion of this occupation's core tasks that are automatable by current AI, augmented by AI tools, or require essential human skills.

๐Ÿ“‹ O*NET Task Profile

โ€ข

Interview clients to determine their current income, expenses, insurance coverage, tax status, financial objectives, risk tolerance, or other information needed to develop a financial plan.

โ€ข

Analyze financial information obtained from clients to determine strategies for meeting clients' financial objectives.

โ€ข

Answer clients' questions about the purposes and details of financial plans and strategies.

โ€ข

Review clients' accounts and plans regularly to determine whether life changes, economic changes, environmental concerns, or financial performance indicate a need for plan reassessment.

โ€ข

Manage client portfolios, keeping client plans up-to-date.

๐Ÿ’ป Technology Skills

โ€ข

Customer relationship management CRM software

โ€ข

Financial analysis software

โ€ข

Word processing software

โ€ข

Document management software

โ€ข

Compliance software

๐ŸŽ“ Key Knowledge Areas

โ€ข

Customer and Personal Service

โ€ข

Economics and Accounting

โ€ข

English Language

โ€ข

Mathematics

โ€ข

Psychology

๐Ÿ“Š vs National Average

Median Wage$102K
+$56K

National avg: $46K

Risk Score52/100
+8

National avg: 44/100

GenAI Exposure81/100
+43

National avg: 38/100

Projected Growth9.6%
+5.9%

National avg: 3.7%

๐Ÿ”„ Career Transition Paths

OccupationRiskWageOverlap
Advertising, Marketing, Promotions, Public Relations, and Sales Managers16$145K57%
Lawyers, Judges, and Related Workers17$144K55%
Architectural and Engineering Managers23$168K63%